The Opinionated Investor™

Unadulterated hot takes on Products, Investments, and Life!

Category: Payments

  • Smile to Pay?

    Smile to Pay?

    If it ain’t broke, don’t fix it! Payments is an ever-changing landscape where incumbents are constantly required to innovate. However, in this case, it seems like Alipay has over engineered a simple solution. The recent “innovative” product, smile-to-pay is not resonating well with consumers. I see 3 major problems with this product: 1. It requires…